Credit Advice: Credit Cards for Low Income or Self Employed People -

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1. I work part time or have a low income

 
 

Introduction
 
 

-The Right Credit Card for You?-

· You work part time, perhaps as a carer
· You have a low income - as low as £6,000 - £8,000 per year
· You have not taken out any credit before because you're not sure you can
afford it
· You need to stretch a family budget

-Vanquis Bank - Helping You?-

Take control of the situation: learn more about how credit affects you if
you're on a low income or are a part time worker and how you can change it.

How income can affect your ability to get a card
 
 

-How income can affect your ability to get a card-

If you have a low income or work part time, although this may not affect
the possibility of getting a credit card, it may well have an impact on the
credit limit you’re offered, depending on exactly what your wages are or
the alternative income you have.

The credit limit you are offered is not based on a multiple of your wages
although obviously your ability to afford the probable debt repayments is
important.  So how do lenders define “low income”?

The Office for


Source: www.vanquis.co.uk/credit-advice/the-right-credit-card-for-you/i-work-part-time-or-have-a-low-income/?ref=GO_AT&aff=SubPrime-R&D-Ad-Links-Low_Income&_$ja=kw:Low_Income|tsid:39693|cn:R&D+-+Vanquis+Sub+Prime|cid:81253598|nw:search|


Raise your credit score to 740 - 1 - FICO basics - MSN Money

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Source: money.msn.com/credit-rating/raise-your-credit-score-to-740-weston

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